Our goal at Sorensen Insurance is to provide the best possible information, tools, service and adjusters to make your crop insurance coverage a success. This site contains valuable information and answers to many of the most frequently asked questions. You will find policy type explinations, a quote request form, important crop insurance coverage deadlines, links to other useful websites, personalized driving directions to our new location, and more. Please contact us with any questions you may still have, and thank you for the opportunity to serve you.
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IF YOU DETERMINE A REPLANT IS NECCESSARY, YOU MUST REPORT IT TO US AND SPEAK WITH AN ADJUSTER BEFORE THE FIELD IS DESTROYED OR REPLANTED. LOSSES REPORTED AFTER REPLANTING WILL NOT BE PAID .
APH, RA and CRC policies include a replant provision. GRP and GRIP policy owners may purchase a Replant Endorsment. These provisions cover corn planted after April 6th and soybeans planted after April 21st. Crops planted before these dates are not covered under the replant provision.
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| GET IT RIGHT THE FIRST TIME |
You have a lot at stake in making sure your crop insurance acreage report is accurate and on time. An annual acreage report for each insured crop is required on or before the acreage reporting date for the crop. You may not revise the acreage report after the acreage reporting deadline. If you fail to report on time, you may not be protected. If you report too much acreage, you may pay too much premium; if you report too little acreage, you may receive less when you file a claim. Often mistakes on acreage reports are the easiest way for insured's to have an unsatisfactory experience with crop insurance. Remember, acreage reporting is your responsibility. Doing it right will save you money and headaches down the road. We strongly encourage you to completely fill out, double check and sign your acreage report before the July 15th deadline.
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| 2010-BE / PILOT BIOTECHNOLOGY ENDORSEMENT |
The 2010 Pilot BE allows a premium reduction on a unit when at least 75% of the total insured, non-high risk corn acreage planted in the unit, including replant units, is planted to corn for grain with a qualifying hybrid and to a qualifying practice. Eligible policies/plans that provide coverage for corn for grain are APH, CRC or RA plans of insurance. Pilot BE does not apply to CAT (Catastrophic Coverage), GRP, GRIP, prevented planting acres, high risk land, or units for which a Written Agreement is attached.
Qualifying hybrids vary by state and practice. You can go to the Risk Management Agency website or contact your agent for a list of qualifying hybrids from Monsanto, Pioneer and Syngenta.
To be eligible for the Pilot BE premium rate reduction, a completed, signed and dated BE Insureds Certification form must be completed, with copies of purchase and return seed invoices attached before the final acreage reporting date.
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| NEW SPECIALTY TYPE SOYBEAN COVERAGE |
Starting with the 2010 crop year, Risk Management Agency (RMA) now offers contract price based insurance coverage for five specialty types of soybeans.
• Large Seeded Food Grade- Soybeans commonly used for tofu, soy milk, and
miso having a minimum seed size of 20g/100 seeds.
• Small Seeded Food Grade- Soybeans commonly used for sprouts having a
minimum seed size of 10g/100 seeds, or for natto soybeans having a minimum
seed size of 8g/100 seeds.
• Low Linolenic Acid- Soybeans used to produce soybean oil with a linolenic
acid level of three percent or less.
• Low Saturated Fat- Soybeans containing 50 percent less saturated fat than
conventional soybeans and are used to produce soybean oil with eight percent
or less total saturated fats.
• High Protein- Soybeans containing protein levels of 43 percent or greater.
• All non-specialty types will be insured as "All other Types".
Policyholders who have Crop Revenue Coverage (CRC) or Revenue Assurance (RA) may purchase an APH policy to specifically cover the specialty types they wish to insure based on a contract price. All remaining acreage of the crop the policyholder does not wish to insure under a contract price may continue to be insured under CRC or RA.
Producers who currently have an APH database consisting of production from two or more of the types listed in the Special Provisions of Insurance are required to recertify new APH databases according to the new types for all plans of insurance where the types have changed regardless of plan of insurance or intent to use a contract price. Recertification must be completed by the applicable production reporting date.
If you have further questions contact your agent
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